Risk Classes

Scope Analysis GmbH divides the funds and peergroups in its data warehouse into seven risk classes, using the categorization by the European Supervisory Authority (Securities and Markets, ESMA) as a guideline.

The risk classes distinguish themselves by their historic volatility. The volatility is calculated over a period of five years of monthly performance figures. The result is used to classify the fund or peergroup in the appropriate risk class.

Seven different risk classes are formed as follows:

1
Very low risk
The historical fluctuation of the investment lies between 0,0% and 0,5% p.a.
2
Low risk
The historical fluctuation of the investment lies between 0,5% and 2,0% p.a.
3
Reduced risk
The historical fluctuation of the investment lies between 2,0% and 5,0% p.a.
4
Intermediate risk
The historical fluctuation of the investment lies between 5,0% and 10,0% p.a.
5
Raised risk
The historical fluctuation of the investment lies between 10,0% and 15,0% p.a.
6
High risk
The historical fluctuation of the investment lies between 15,0% and 25,0% p.a.
7
Very high risk
The historical fluctuation of the investment is at least 25,0% p.a.